Aditya Birla Activ Assure Diamond Plan

Hospital Benefits

• In Patient Hospitalization - Expenses covered like room rent, doctor’s fee, operation theatre expenses, medicines, drugs and other consumables under the policy as per eligibility including COVID-19 Hospitalization expenses.
• Reload Sum Insured - In case of sum insured with no claim bonus (if any) Super NCB (if opted), cancer hospitalization booster (if opted), accidental hospitalization booster (if opted) is insufficient as a result of previous claims in that policy year, then you get an additional 150% of sum insured, maximum up to INR 50 lakhs once a policy year, for hospitalization due to an illness unrelated to previous claims in that policy year, for subsequent claim due to unrelated illness.
• HealthReturnsTM - Earn up to 30% HealthReturnsTM for staying fit and healthy and use it towards your health expenses*. Refer to policy document for more details.
• Modern Treatment Methods - New-age Treatments such as Robotic Surgeries, Oral Chemotherapy, Balloon Sinuplasty covered.* Refer to policy document for more details.
• AYUSH In-patient Treatment - We will pay you as per your eligibility, for medical expenses incurred towards your in-patient hospitalization under AYUSH(Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy) treatment.

Additional Benefits

• No Claim Bonus - With our policy, you get benefits even if you do not claim. We will provide you with a No Claim Bonus which is 10% of Sum Insured for each expiring policy year that you do not claim. The maximum limit for No Claim Bonus is 50% of sum insured.
• Earn up to 30% of your premium as HealthReturns
• Double your sum insured in 2 years with Super No Claim Bonus*, Modern Treatment methods covered.